Tuition and Financial Aid

Cost of Attendance

It is important to understand the whole picture of the cost of your education. We have created Cost of Attendance charts detailing expected fees and costs based on a standardized set of budgets to determine the approximate cost of attendance at Endicott, including tuition, room and board, and fees. The budgets vary based on the student's living arrangements while in school and are based on the 2022–23 academic year.

Net Price Calculator

The net price calculator provides a more customized estimate of what you will actually pay after factoring in grants and scholarships. Information provided on the Free Application for Federal Student Aid (FAFSA) results in your Student Aid Index (SAI), and is the basis for determining any need-based financial aid eligibility. This is a preliminary estimate only based upon the average grant and scholarship aid for students with similar financial circumstances. It is not a commitment of what you will receive or pay in future years.

Net Price Calculator

Financial Aid

Financial assistance is available for eligible students through Endicott College, federal, state, and private programs.  The vast majority of students take advantage of this assistance:

• Approximately 95% of the student body at Endicott receive some form of financial aid.
• Over $63 million of merit-based scholarships and need-based grants, loans, and on-campus employment are disbursed annually, of which almost $41 million are provided in Endicott College funds.
• The average student indebtedness upon graduation from federal loan programs is $24,582. Individual student debt may be higher if private loan sources are utilized.

Financial Aid Eligibility

To qualify for financial aid, a student must be a United States citizen or eligible non-citizen, be enrolled in an approved program, and be in good academic standing. Most of the aid programs require that a student demonstrate financial need. The family contribution is determined by submitting the Free Application For Student Aid (FAFSA). Financial need is defined as the difference between the Cost of Attendance and the amount the student's family is expected to contribute.

Every applicant's financial status is evaluated carefully so that each financial aid award will accommodate a particular student's need. All students must reapply for financial aid each year and must maintain Satisfactory Academic Progress to remain eligible.

How to Apply for Financial Aid

Incoming Fall 2024 First-Year Students and Returning students:

The FAFSA Simplification Act expands eligibility for federal financial aid. It streamlines the financial aid application process for students and families and provides a better user experience in completing the form. It also reduces completion barriers for certain student populations.

Typically, students can complete the FAFSA starting on Oct. 1. For the 2024-25 aid year only, students will begin completing the FAFSA in December 2023.

Students and Parents will need a Federal Student Aid ID (FSA ID) to complete the FAFSA. Families can create their FSA IDs now. A parent or spouse without a Social Security Number will be able to get an FSA ID. FSA IDs can be created on the Federal Student Aid website.

There is a new term—contributor—being introduced on the 2024–25 FAFSA form. A contributor is anyone required to provide a signature on a student’s FAFSA form as well as consent and approval to have their federal tax information transferred directly into the FAFSA form. Contributors may include the student, their spouse, a biological or adoptive parent, or a stepparent. Each contributor must have their own StudentAid.gov account to access the online FAFSA form.

To learn more about the new FAFSA, you can watch this video produced by Federal Student Aid!

Spring 2024 Transfer Students:

The 2023-2024 Free Application for Federal Student Aid (FAFSA) is available and must be completed if you wish to be considered for all federal, state, and institutional need-based financial aid for Spring 2024. This form is used as a guide to building a student's need-based financial aid package, including grants, work-study, and Stafford Loans. For the 2023–24 academic year you will be using your 2021 tax information to complete the FAFSA. We highly recommend you use the IRS Data Retrieval Tool via the FAFSA to transfer your 2021 tax information from the IRS directly into the FAFSA. Step-by-step instructions on using the DRT are available to guide you.

Special and Unusual Circumstances

Special Circumstances

Special circumstances are changes in a student’s or family’s financial situation that might change the standard information provided on the FAFSA. The FAFSA uses the prior-prior tax year data to determine eligibility, however, Financial Aid Administrators have the ability to edit FAFSA data if the standard information provided on the FAFSA does not reflect the student’s or family’s current financial situation. Some examples of Special Circumstances include, but are not limited to:

• Loss of employment or wage reduction.
• Death of student’s spouse or parent.
• Medical expenses not covered by insurance.

Students who feel that they have a special circumstance should submit a Special Circumstances form and any relevant documentation to the Financial Aid Office. Students who have questions about special circumstances should email finaid@endicott.edu.

Unusual Circumstances

Unusual Circumstances refer to the conditions that justify an aid administrator making an adjustment to a student’s dependency status based on a unique situation. This is also known as a dependency override. Dependent students who are not able to contact their parents, are estranged from parents, or for whom contact with parents would create a dangerous situation for the student may be eligible for a dependency override. Examples of unusual circumstances include, but are not limited to:

• Human trafficking.
• Refugee or asylee status.
• Parental abandonment.
• Parent incarceration.
• Abusive family situations.

Dependent students who feel that they have unusual circumstances should reach out to the Financial Aid Office at finaid@endicott.edu to discuss their situation with a financial aid counselor.

Other Sources of Financial Aid

In addition to grants, federal, and state aid, there are more ways to help defray the cost of your education and make it easier to pay. Endicott offers options to help finance your education, such as a monthly payment plan through Tuition Management System (TMS), various loan programs, Endicott scholarships, and outside scholarships.  The FAFSA does not need to be completed to receive these types of aid.

Scholarships

The Endicott Presidential Academic Scholarship* is awarded by the Office of Admission at the time of acceptance on the basis of merit. Renewal of this scholarship is guaranteed for four years if a cumulative minimum GPA of 3.0 is maintained.  All other scholarships are awarded by the College each year to help deserving current students augment government and private financial assistance. The majority of these scholarships will be selected by a committee and no application is required. Scholarships requiring applications will be posted sometime in May.   An email will be sent to all returning students alerting them to the posting. In addition to institutional scholarships, be sure to check out our outside scholarship resource page.

*Students enrolled prior to the 2023-2024 Academic year may be awarded the Endicott Presidential Academic, Presidential Art, or Health Sciences Scholarship.

Private Loans

Private loans are provided by a lender such as a bank or credit union. They can be used to fill the gap between the amount of scholarships, grants, and federal loans you receive and the remaining cost of your education.

These loans are not affiliated with Endicott College; however, we have compiled information and a list of vetted loan sources at the bottom of our Loans page. 

Tuition Payment Plan

Endicott's Tuition Payment Plan allows you to spread tuition payments over a number of months. The payment plan is not a loan, so there are no interest payments, only a low enrollment fee.

Army ROTC Scholarships

Army ROTC scholarships are available on a competitive basis to qualified applicants. Two-, three-, and four-year scholarships are available each year, and are awarded on campus through the head of military science or through a national selection board. High school seniors may apply for four-year scholarships in conjunction with their application to Endicott. Scholarships pay full tuition and all mandatory fees, plus $1,200 for books and supplies each year, and a tax-free stipend ranging from $300 to $500 per month. The scholarship is flexible, in that it can be used for either tuition and all mandatory fees or for room and board. Additionally, Endicott offers a room and board scholarship for participating Army ROTC cadets in the amount of $5,000. This Endicott ROTC Scholarship will replace any previously awarded scholarships or grants that were offered by the College for the year in which the Endicott ROTC Scholarship is awarded. Change in residency will affect the amount of the Endicott ROTC scholarship. 

Our Promise

Endicott's Financial Aid staff follows the National Association of Student Financial Aid Administrator's Code of Ethical Principles (PDF) and Code of Conduct (PDF) for Financial Aid Administrators. If you have any questions regarding our financial aid policies or procedures, please do not hesitate to contact us at finaid@endicott.edu.

Cost of Attendance Chart

This table provides an overview of full-time undergraduate room, board, and meal plan options. Please download the 2023-24 Fee Schedule (PDF) for specific information including housing eligibility and details and availability for meal plan options.